Rupaiya Exchange

Borrow or lend money online!

Fintech, Peer To Peer Lending, India, Credit
New Delhi, India
Public Beta

The aim of the application is to use technology in solving the problem of lack of access to credit by individuals.

The traditional credit scoring mechanism prohibits many credit seekers to obtain funds or obtain funds at a high cost. Through use of technology we would like to enhance financial inclusion and also bring down the cost of borrowing.

We use multiple data extraction and analysis techniques and have defined our proprietary scoring mechanism to score the individuals - rather than just relying on the traditional credit checks. These include Application, Behavioral, Financial and Social data checks.